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Pawleys Island South Carolina Legal Blog

Why would you want to refinance a loan?

Buying a home is a dream of many. Individuals in South Carolina and elsewhere often work hard most of their adult lives to achieve this goal. Thus, they will also work hard to not see their dreams come crumbling down. Despite the tireless efforts of individuals trying to make all mortgage payments, financial problems could make this impossible at times. Those unable to keep up with their current mortgage may seek to refinance it.

Why would you want to refinance a loan? Because mortgage rates can change and drop, refinancing a loan is ideal for those who seek to make it easier for them to pay their mortgage and keep on top of their current bills. Thus, if you are seeking to refinance your mortgage, you should take the time to understand this process and how to apply.

Filing a personal injury claim following a slip-and-fall incident

While all your holiday shopping needs have likely subsided, you might be compelled to shop any deals or make returns. Because of that, stores still have heavy traffic flow of consumers getting what they really wanted for Christmas. While stores are often prepared for this ongoing increase in customers, they may not always be able to keep up with the store fast enough. This could mean hazards being overlooked or spills not being cleaned up fast enough.

Tripping hazards in stores can be the cause of a serious slip-and-fall accident. Whether it is because of a wet floor, uneven carpet, poor lighting or damaged stairs, these could result in falls causing broken bones, injuries to the head and neck and even internal injuries. At Hopkins Law Firm, LLC, our experienced legal team understands how devastating and painful slip-and-fall accidents can be. Thus, we are prepared to help injured victims in the Pawleys Island areas protect their rights through a personal injury action.

Can you reduce a DUI to a reckless driving offense?

No matter where you are leaving from or headed to, it is never a comfortable feeling getting pulled over by law enforcement. Motorists in South Carolina and elsewhere often fear the worst when they get pulled over. Even if it is not apparent why a police officer pulled you over, it is possible that an officer might suspect more than just the traffic offense that caused the traffic stop. If a driver is suspected of driving under the influence of alcohol, this could mean a DUI charge and serious penalties.

Can you reduce a DUI to a reckless driving offense? In order to be convicted of a DUI, the prosecution must prove the elements of the crime. One option for a defendant is to challenge the evidence involved, resulting in charges being reduced or dismissed. Another defense option is to obtain a plea bargain. This typically results in reduced charges or reduced penalties.

Increase in crashes during the holiday season

To those that celebrate Christmas, this holiday can mean a variety of things to individuals and families in South Carolina and elsewhere. For some, it could mean traveling near or far to spend time with family. For others, it could mean venturing out to holiday events and parties. Finally, it could mean frantically driving store to store in order to purchase gifts on loved one's lists. No matter what way a person celebrates the upcoming holiday; the reality is that an increased amount of vehicles are on the roadways. This presents an increased chance in automobile collisions occurring.

Based on current statistics, the rate of fatal crashes increases by 25 percent during both the Thanksgiving and Christmas holiday season. On n average day, roughly 117 deaths occur because of crashes occurring across the nation. During these holidays, this rate is boosted up to 156.

Did you know the vehicle you drive directly impacts your safety?

People tend to think of older vehicles as safer since they are usually heavier and larger than the vehicles of today. While the older model vehicles might appear to be safer, the features on newer model vehicles make them a much safer option for drivers.

The age of a vehicle has a direct impact on what type of risks you face. This isn't the only factor that comes into the picture. Other factors, such as safety belt usage and the age of the driver, can also have a direct effect on the safety of everyone in the vehicle.

Pedestrian accident near South Carolina elementary school

While December is a busy month for residents in South Carolina and elsewhere, this does not mean that we do not have the time to stop and look at our surroundings. This is especially true for motorists traveling in areas where pedestrians frequent. During the holiday season, this tends to be near stores, malls and parking lots, however, schools are a concerning area year round. This is because young children are walking during the morning and afternoon hours outside of the school when parents and buses are also transporting students to the school.

According to recent reports, a pedestrian accident took place in Greenville. Preliminary investigation reveals that the crash occurred on East North Street near Mitchell Road during the morning hours. Police have confirmed that the crash took place near Mitchell Road Elementary School.

Why was your mortgage refinance request denied?

We can't always predict our future. This also means that we cannot know our financial future, even if we took the time to do careful financial planning. Difficult times and financial hardships could occur, making it challenging to keep up with bills, especially large ones like a mortgage. When these unfortunate events do occur, residents in South Carolina and elsewhere seek out their options, such as refinancing their mortgage.

Individuals and families seek to refinance their mortgages as a means to lower their payments, lock in a fixed rate, shorten or lengthen their terms for paying the loan back or as a way to cash out equity. While it is a beneficial step for lenders to take, not everyone qualifies for refinancing.

The legality of DUI checkpoints and your defense options

During the holiday months in the fall and winter, individuals in South Carolina and elsewhere note the increase in traffic on the roadways. Motorists are likely traveling to visit family, go to a holiday gathering or even attend a party. While these are common acts during this time of year, it is also a time where many consume alcoholic beverages. Although have one or two will likely not put a driver over the limit, driver with alcohol in your system can have its risks. This could mean an automobile collision or even a traffic stop by a police officer that suspects you are intoxicated.

DUI checkpoints are frequently used by law enforcement to detect whether motorists are diving under the influence of alcohol. These are frequently used during the holiday season, as there is an increase in drunk driving incidents during the times of year. While most motorists have seen these checkpoints, they may not entirely understand their legality.

Helping you assert a defense against a DUI

We all panic when we see police cruiser lights going off behind us while we travel on the roadways. A traffic stop might seem minimal when it comes to criminal charges; however, a simple traffic stop could easily take a turn, causing motorists in South Carolina and elsewhere facing more serious charges. If a police officer suspects that a driver is under the influence of alcohol, this could result in a drunk driving charge.

Whether it is your first DUI allegation or not, having a DUI on your record can have serious impacts on an individual's life. This could mean fines, penalties and lost driving privileges. At Hopkins Law Firm, LLC, our attorneys understand how overwhelming this situation can be. Thus, we are focused on helping individuals in the Pawleys Island area navigate these matters, helping them assert a strong defense.

Don't face a failed breath test alone

A previous post on this blog reminded both the residents of and visitors to Pawleys Island, South Carolina, that blowing over a .08 on a breath test is not an automatic win for the prosecution.

Moreover, and particularly if a person drives for a living or is in some other occupation which is strict about alcohol-related legal issues, he or she may want to fight even a first-time DUI offense, and an unfavorable breath test result shouldn't necessarily preclude that. This is no doubt a difficult decision for a person to make, as trials involve time, money and emotional stress.

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Pawleys Island, SC 29585

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