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Bank of America HAMP loan denial Archives

Helping you fight a HAMP loan denial

Back in 2008, during the financial crisis, individuals in South Carolina and elsewhere suffered financial troubles. For some, this meant losing their home because they can no longer keep up with mortgage payments. Thus, these individuals and families sought out mechanisms to keep their home, such as mortgage modification.

Why would you want to refinance a loan?

Buying a home is a dream of many. Individuals in South Carolina and elsewhere often work hard most of their adult lives to achieve this goal. Thus, they will also work hard to not see their dreams come crumbling down. Despite the tireless efforts of individuals trying to make all mortgage payments, financial problems could make this impossible at times. Those unable to keep up with their current mortgage may seek to refinance it.

Why was your mortgage refinance request denied?

We can't always predict our future. This also means that we cannot know our financial future, even if we took the time to do careful financial planning. Difficult times and financial hardships could occur, making it challenging to keep up with bills, especially large ones like a mortgage. When these unfortunate events do occur, residents in South Carolina and elsewhere seek out their options, such as refinancing their mortgage.

A brief background of HAMP loans

Previous posts on this Pawleys Island, South Carolina, denied HAMP loan attorney blog have briefly touched on what the Home Affordable Modification Program, or HAMP, even is. Still, in order to tell whether a person might have a good legal case against Bank of America or, for that matter, another lender, a bit more background could be helpful.

Implementing a foreclosure defense

Purchasing and owning a home is a major accomplishment and life event for residents in South Carolina and elsewhere. While it might take years to make this dream come true, it is ultimately worth all the hard work and dedication. Unfortunately, a homeowner's dreams could come crumbling down. Financial problems and other unfortunate events could make it difficult to make a mortgage payment. This places a homeowner in a very difficult situation, and it could mean losing their home to the foreclosure process.

Helping you take action after a HAMP loan denial

Owning a home is typically on the top of the list for individuals in South Carolina and elsewhere. While it might take years to reach this goal, it is often one that individuals and families will not give up on. Nonetheless, having a home loan denied could suddenly crush these dreams. Additionally, if an individual has secured a home and are no longer to afford their monthly payments, this could call for a loan modification. However, being denied for this process can also crush their home owning dream as well.

Why are HAMP loans denied?

Owning a home is part of the American dream. Whether you are young, middle-aged or elderly, owning a home is not only a major achievement; it is something a person or family seeks to maintain. Unfortunately, financial hardships can put a damper on this dream, causing a person to be unable to afford the home they want or currently have. Suffering a foreclosure is anything but easy, and individuals seek to halt or prevent one from ever occurring. Thus, mechanisms have been designed to help those in this current financial crisis.

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